{"id":18184,"date":"2023-03-03T16:14:05","date_gmt":"2023-03-03T05:14:05","guid":{"rendered":"https:\/\/experteducation.com\/australia\/?p=18184"},"modified":"2023-06-29T22:59:15","modified_gmt":"2023-06-29T12:59:15","slug":"student-health-insurance-oshc-ovhc","status":"publish","type":"post","link":"https:\/\/experteducation.com\/australia\/student-health-insurance-oshc-ovhc\/","title":{"rendered":"Useful information about Student Health Insurance for International Students in Australia"},"content":{"rendered":"

The Australian Government not only believes in providing top-class education but aims to safeguard all students. This includes international students who invest a great deal in their education as well as their stay in Australia. That is why, depending on the visa type, international students are given a mandatory requirement to purchase a <\/span>student health insurance plan<\/span><\/a>.<\/span><\/p>\n

The healthcare system in Australia is expensive, but it offers the best medical services. All international students studying in Australia require health insurance. It protects them from high medical costs and prevents them from using up their finances built to safeguard their stay in Australia.<\/span>
\nIn this post, we\u2019ll be exploring the health insurance covers suitable for international students studying in Australia<\/strong>.<\/span><\/p>\n

Student Health Insurance for international students studying in Australia<\/b><\/h1>\n

As an international student <\/span>studying in Australia<\/span><\/a>, you will require student health insurance. You can purchase a Private Insurance Policy or an OSHC. Let\u2019s explore what both have to offer, and which one might be more suitable for you.<\/span><\/b><\/p>\n

\u00a0 \u00a0 \u00a0 \u21e8 Private Insurance Policy<\/b><\/h4>\n

An international student holding an Australian Tourist visa can apply for the Private Insurance Policy. Thus, private insurance is recommended for students studying a course for three months or less.<\/span><\/p>\n

The plan can be customised to protect their interests and can also be extended to any dependents living with the student.<\/span><\/p>\n

The cost of the insurance plan and eligibility can vary significantly among funds and insurance policies. Therefore, when purchasing international student insurance, check all the terms and conditions of the policy to ensure that the cover is suitable for you.<\/span><\/b><\/p>\n

\u00a0 \u00a0 \u21e8 Overseas Student Health Cover (OSHC)<\/b><\/h4>\n

The OSHC or Overseas Student Health Cover is for international students studying a course of more than three months. This cover is a mandatory requirement with the student visa. It has an up-to-date insurance policy for the entire stay duration of the student in Australia. OSHC covers costs including doctor visits, hospital charges, ambulance services, and some prescribed medications.<\/span><\/p>\n

As mentioned, this requirement is mandatory, but it also helps cover international students as medical expenses in Australia are high. That said, visitors to Australia holding a student visa must purchase OSHC. This condition does not apply to students from Belgium, Sweden, Norway, and New Zealand.<\/span><\/p>\n

Also, Medicare is Australia\u2019s National Health Insurance Program. It covers a massive amount of the costs involved in providing healthcare services for most Australians. However, Medicare can cover international students from New Zealand, the UK, Sweden, Italy, Belgium, Slovenia, and the Netherlands. OSHC will allow these students access to healthcare without facing any financial hardships.<\/span><\/p>\n

That said, international students from Norway, Finland, the Republic of Ireland, and Malta are not covered by their country\u2019s mutual healthcare pact with Australia.<\/span><\/p>\n

You may reach out to our Expert counsellors who can <\/span>connect you with the best OSHC providers<\/span><\/a> Australia can offer.<\/span><\/p>\n

The cost and cover plan of OSHC<\/b><\/h3>\n

The following health funds are offered to OSHC by the Australian Government\u2019s Department of Health.<\/span><\/p>\n